A guide on how to create a BRI credit card both online and offline, complete with activation steps so that your transactions can start immediately.
BRI credit cards offer various conveniences for their users, from easy daily transactions to large transactions. As a banking service from Bank Rakyat Indonesia (BRI), this credit card is very popular and provides various conveniences.
Not only that, Bank BRI also provides an application process that can be done in two ways, namely online and offline.
By meeting several requirements and providing the required documents, you can immediately apply for a credit card and enjoy its facilities.
This article provides a complete guide on how to make a BRI credit card, from application requirements to steps to activate your credit card.
Requirements for Making a BRI Credit Card
Before you apply for a BRI Credit Card, it is important to understand the requirements needed so that your application can be processed quickly and smoothly.
These requirements are intended to ensure that the applicant has sufficient financial capacity to use a credit card. Here are the requirements you must meet:
1. Minimum age 21 years
To apply for a BRI credit card, applicants must be at least 21 years old. This signifies that you are mature enough to manage your finances and meet the financial obligations that come with having a credit card.
2. Photocopy of KTP
A photocopy of a valid ID card is required as valid proof of identity. This is an important document that ensures that you are a citizen who is entitled to apply for a credit card.
3. Photocopy of Savings Account (Last 3 Months)
BRI requires applicants to attach a photocopy of a savings account or savings book with a transaction history for the last three months. This is used to assess whether you have enough financial stability to take advantage of a credit card.
4. Photocopy of NPWP
As proof that you are registered as a taxpayer, a photocopy of your Taxpayer Identification Number (NPWP) is also required when applying for a BRI credit card. This shows that you fulfill your tax obligations in accordance with applicable provisions.
5. Photocopy of legalized pay slip
For permanent workers, a legalized pay slip from the company where you work is a required document. The salary recorded on the pay slip must be at least IDR 3 million per month to meet the requirements for applying for a credit card.
6. Income Statement (SKP)
For applicants who work as self-employed or freelancers and do not have a pay slip, you can replace it with an Income Statement (SKP) signed by your superior or related party who provides confirmation regarding your income.
By completing all the required documents, you can apply for a BRI credit card easily. Make sure all required documents are correct and complete so that your application is not hampered.
How to Make a BRI Credit Card Online
BRI offers convenience for those of you who want to apply for a credit card online. This online application allows you to do it anytime and anywhere without having to go to a bank branch. Here are the steps you need to follow:
1. Open the Official BRI Credit Card Website
The first step is to visit the official BRI credit card website at kartukredit.bri.co.id. On the main page, you will see various choices of credit card types offered by BRI.
2. Select Credit Card Type
Once the page opens, select the type of credit card that suits your needs. Be sure to read the description of each type of credit card available to choose the most appropriate one.
3. Click “APPLY CARD”
After selecting the desired credit card, click the “APPLY CARD” button located at the bottom of each card’s description.
4. Prepare the Required Documents
Make sure you have prepared all the necessary documents, such as KTP and NPWP, before proceeding to the next step.
5. Fill in the Application Form
Click the “Continue” button, and carefully read the applicable Terms and Conditions. If you agree, click “Start Filling” and fill out the application form with complete and accurate data.
6. Submit Application
Once you have filled in all the requested data, click “Submit” to apply for a credit card. Within a few days, you will receive confirmation of the application status via email or phone. If approved, the credit card will be sent to the address you have listed.
How to Make a BRI Credit Card Offline
If you prefer offline application, you can come directly to the nearest BRI branch office to apply for a credit card. Here are the steps to make a BRI credit card offline:
1. Visit the nearest BRI branch office
The first step is to visit the BRI branch office closest to where you live. There, you will be asked to fill out a credit card application form.
2. Submit the Required Forms and Documents
After filling out the form, submit it along with the documents you have prepared. The bank officer will verify the documents and send your application for further processing.
3. Verification and Interview
Once your application is accepted, you will be contacted for an interview with the bank. This interview is to ensure that you are qualified and have the ability to pay your credit card bill.
4. Confirmation of Submission Results
If your application is approved, BRI Bank will contact you to inform you of the application results and send the credit card to the address you have listed.
How to Activate a BRI Credit Card
Once your BRI credit card is received, you need to activate it before you can use it. Here are some ways to activate a BRI credit card:
1. Activation via SMS
Send an SMS with a specific format to number 3300 using the mobile number you registered during the application. You will receive a reply containing activation information.
2. Activation via BRI Credit Card Mobile Application
Download the BRI Credit Card Mobile application from the App Store or Google Play Store. Once installed, register by entering your credit card number and personal data, then activate via the application.
By following one of the available activation methods, your BRI credit card will be active and ready to be used for various transactions.
Making a BRI credit card can be done in a very practical way, both online and offline. As long as you meet all the requirements and follow the procedures correctly, your application will be processed quickly.
Credit card activation is also very easy to do via SMS or mobile application, allowing you to immediately use the BRI credit card for various transactions and financial needs.
With the convenience offered, BNI Credit Cards are the right choice for those of you who want flexibility in transactions.